Quick Funds for Your Personal Needs
Meet your financial needs effortlessly with our Personal Loan, offering quick approval and competitive interest rates. Whether you need funds for emergencies, vacations, or other personal expenses, our flexible EMI options make it easy to fit your budget. We provide loans up to 100% of your financial requirements with no collateral needed. Benefit from our daily reducing balance interest calculation, which helps lower your total repayment amount. Experience a simple application process and access the funds you need without delay.
- Low Interest Rates & Flexible EMI Options
- Quick Approval with Minimal Documentation
- Loans up to 100% of Your Financial Needs
- No Collateral Required
- Interest Calculated on Daily Reducing Balance
- For Personal Expenses, Emergencies, and Vacations
Eligibility Criteria
To apply for a Personal Loan, you must meet specific criteria to ensure a smooth approval process and favorable terms.
- Age Limit: Applicants should be between 21 and 65 years old.
- Income Proof: Show proof of stable income to support loan repayment.
- Credit History: A good credit score enhances approval chances.
- Employment Status: Applicants should be employed or self-employed with a steady income.
Other Loan Solutions
Still Confused?
For assistance with your Personal Loan application, fill out the form below and our adviser will provide you with the necessary support.
Documents Required
To apply for a Personal Loan, you need to provide documentation to verify your identity, address, and financial situation.
Photo Identity Proof
( Self-attested copy of any one document)
- Passport
- Voters ID
- Driving License
- PAN Card
- UID Certificate (Aadhar Card )
Address Proof
( Self-attested copy of any one document)
- Ration Card
- Passport
- Driving License
- Bank account statement
- Electricity Bill
- Telephone Bill
- Aadhaar Card
- Sale deed/ Property purchase agreement (For owned properties)
Income Proof
( Self-attested copy of any one document)
- For Salaried Individuals: Last 3 months/6 months’ bank statement (dependent on the scheme) showing salary credits, Latest Salary Slip
- For Self-employed Individuals: 2 years’ ITR, P&L and Balance Sheet for the last 2 years, Last 6 Months’ Bank Statement
Business Proof
( Self-attested copy of any one document)
- For Self-employed Individuals: Qualification Certificate / Certificate of Practice (COP), Shop Act License / MOA & AOA / Sales Tax / VAT registration / Partnership Deed
Process
How to Apply
Step 1
Ensure you meet the criteria for a Personal Loan.
Step 2
Collect all necessary documents for the loan application.
Step 3
Complete and submit the loan application form at a branch.
Step 4
Provide your documents for verification.
Step 5
Receive loan approval and access your funds quickly.