Who we Are
About Shrishti Capitals - Loans
At Shrishti Capitals we are dedicated to helping you achieve your financial goals through our diverse range of loan products. Whether you’re looking to buy a new car, own a home, expand your business, or meet personal financial needs, our loans are designed to provide you with the financial flexibility and support you need.
What We Offer
Types of Loans
Achieve Your Financial Goals
Flexible Loans Tailored for You
Whether you’re buying a home, car, or funding a personal project, our loan options provide the financial support you need. Enjoy quick approvals and competitive rates designed to fit your unique requirements. Take the first step towards realizing your financial goals with us.
F. A. Q
Frequently Asked Questions
We offer a variety of loans including car loans, home loans, personal loans, business loans, and professional loans. Each loan type is designed to meet specific financial needs.
You can apply for a loan by completing our online application form or visiting our office. Provide the required documents and information, and our team will assist you through the process.
Typically, you will need to provide identity proof, address proof, income proof, and employment details. The exact requirements may vary based on the type of loan and your financial situation.
The loan approval process involves reviewing your application, assessing your creditworthiness, and verifying your documents. Once approved, the loan amount will be disbursed to your account.
Approval times vary depending on the type of loan and the completeness of your application. Generally, our loan approval process is quick, often within a few business days.
Yes, you can prepay your loan. Check with us for any prepayment penalties or conditions that may apply to your specific loan.
Interest rates are influenced by factors such as your credit score, the type of loan, the loan term, and market conditions. Our team will provide you with the best possible rates based on your profile.
Your EMI (Equated Monthly Installment) is calculated based on the loan amount, interest rate, and tenure. Use our EMI calculator or speak to our advisors for an accurate calculation.
If you miss a payment, contact us immediately. We can discuss options for restructuring your repayment plan or provide assistance to help you get back on track.
Yes, applying with a co-applicant can improve your chances of loan approval and may also help you secure better terms. A co-applicant’s income and credit history are considered in the loan evaluation.